Goettl Air Conditioning understands that comfortable living requires good heating and excellent air conditioning. For many years, it has provided the best air conditioning solutions for the people in Phoenix and other areas such as Las Vegas and Southern California. The Goettl Air Conditioning in Phoenix was formed after the great economic depression when the two brothers moved their operating base from Ohio to Arizona. It soon became one of the biggest dealers in cooling and heating technology with more than 100 patents. Years later, their grandsons Adam and Ted continued with their grandfather’s trend by running Goettl’s High Desert Mechanical which they founded and co-owned since 1987 to provide the people of Arizona with comfort in their homes.



Goettl Air Conditioning specializes in Indoor Air Quality, Heating, Air Conditioning, Heating Repair, Air Conditioning Repair and Commercial HVAC. They help install from a good duct system, a well-sealed off attic to a quality indoor air system to ensure that the house remains in comfortable conditions at every weather condition. The services they offer are of high quality and their customer service is of top rating which has enabled them to establish a good reputation among the people of Phoenix. They ensure that they match their customer’s houses with the right choice of cooling and heating technology that meets their economic and comfort needs. Most of the customers the company has served admit that Goettl Air Conditioning is the best provider of cooling and air conditioning services.



Goettl Air Conditioning continues to grow as evidenced by their most recent merge with Paradise Air and Las Vegas Air Conditioning. It can now access and serve more customers with their increase in employees and the number of trucks that will be under their company name after the merge. The merge is very ideal because the two companies deal in rental home & multi-family market and residential customers respectively. This will help them to establish more grounds in the southwest.




Ken Goodrich, the company’s owner, was among the first people to comment on the merger stating that the merger will be very beneficial to their customers. Stephen Gamst, a partner in Las Vegas Air, feels that the merger makes sense since the companies are all looking to improve their customer care. Gamst’s upbringing together with Goodrich has instilled in them the same values that would help them in the partnership. Together, the two have the ability to provide the best services to their customers.

Equities First Holdings: Showing Success in Difficult Financial Times

Everyone has instincts. Moreover, we can all see that the country is in a mess of a severe financial crisis. It all emanates from the 2008 financial crisis. For this reason, everything is all worsened by the exit of Britain from the European Union. We are all experiencing some difficulties in mortgage and other financial problems during this hard economic times presented to us by the by the harsh economic crisis. During this era, financial institutions including credit banks are tightening their lending capabilities to companies and other individuals. However, there is only one company that has defied the odds during this harsh economic crisis. Equities First Holdings has gained adoption as one of the most trusted lending capabilities using stocks as collateral to secure fast working capital.

Equities First is of the global leaders and lenders of stock-based loans as one of the most innovative ways to secure capital during a harsh economic crisis for those who have failed to secure fast working capital through the credit-based loans using banks and other financial companies. Equities First Holdings is one of the better options to help you secure the money without any further qualification. During a typical economic crisis, there are many requirement constraints put in place by banks to reduce the number of people applying for the loans. For reason of fact, the banks have increased their interest rates to make most of the applicants go away. Therefore, the credit-based loans borrowers have sought other initiatives. For this reason, the economic crisis is made manifest to us through inflation and other forms of credit.

For Equities First Holdings, they specialize in the issuance of loans using stocks as collateral. For this reason, they have worked to enable the government to make a better place for its citizens through these transactions. The stock-based loans have a non-recourse feature that lets any borrower miss to pay his installments without having any loan obligation to the lender. For this reason, you can default to pay the loan at will or without the money to pay back without the company coming after you.

There are many marked differences between the stock based loans and margin loans. For the margin loans, you are required to state the intended use of the loan as a way of qualification. On the contrary, the stock-based loans have a feature that does not let you state the use of the loans. All you need to do is presents stocks as collateral and get the eligible amount for your loan.

For more information please visit http://www.equitiesfirst.com/contact

Todd Lubar Making A Difference In The Real Estate Industry

The real estate industry has many areas that comprise the total industry. Some real estate professionals prefer working in certain areas. With many areas of focus regarding real estate, real estate professionals can find an area that they enjoy and matches their business skill set closely. While a lot of people think about real estate as buying and selling houses or property, there are numerous aspects that real estate professionals can get into that do not require direct contact with buying and selling.

One of these areas is working with loans. The typical real estate deal usually involves a loan of some kind. Rarely do people have the total cash required for a loan and actually use the cash for the real estate purchase. In addition, the people who do not have the available cash turn to loans as a way of getting the money needed for the real estate deal.

A real estate professional who has made a name for himself in the real estate profession working with loans is Todd Lubar. Starting his real estate career in the mid 1990s, Todd Lubar first real estate job was as a loan originator. He enjoyed the job and the work associated with loans, so he decided to set his career path in the real estate loan area.

For the next decade, Todd Lubar learned as much as he could about real estate and real estate loans. He performed well on the various jobs that he had during this time period. After almost a decade in the real estate profession, Todd Lubar decided to venture out on his own to start his own real estate company. The primary focus of his company concerned real estate loans. A particular aspects of the loan area that he wanted to help people with involved securing loans for people who had a hard time getting a loan through traditional loan processes.

With his real estate company, Todd Lubar became very successful. Over the following few years, he started other real estate companies. The focus of each company was loans, and Lubar continues to run his real estate companies based on the same thoughts and concerns related to real estate loans.

Spotlight on Memorial Health CEO, Maggie Gill

Businesses are prone to a number of issues like fluctuations which are normally experienced in the healthcare industry. From time immemorial, this issue has been affecting the leaders involved in the healthcare industry. Maggie Gill, the current CEO of Memorial Health has encountered a number of these challenges and understands her responsibility during such adverse times having been in the industry for nearly two decades. Gill survived that long in the turbulent industry by ensuring that at all times her clients received the best of care and high quality services.

EON Health Partnership

Forging innovative partnerships has been a strong point that Maggie has used in the past in order to offer her clients the best services in healthcare. Memorial Health has in the recent past partnered with the Eon Health. The partnership will avail a fresh no-premium Medicare Advantage plan to be accompanied with affordable prescription co-payments. This plan will be enjoyed by clients who usually get Medicare in South Carolina and Georgia counties starting 2017. It is widely expected that the new plan will avail some services that are not usually given in such no-premium plans before like free transportation, dental and hearing. Gill explained that Memorial Health considered the focus that Eon Health has on the issue of preventive care. Maggie Gill hopes their focus on a healthy lifestyle will assist in making the plan a success.

On her view on Changes afflicting Health Care Industry

While addressing the board of Memorial Health on the changes that are been experienced by players in the industry, Maggie disclosed that it would bring about revenue loss. Already Memorial Health has seen its revenue dwindle recently. She informed the company about some ‘Pathways to Excellence’ program she took in July to help the company get $20 million every year. The plan has already seen nearly $12.6M in savings including $7.6 million in Premier Inc.

About Maggie Gill

Maggie Gill got into Memorial University Medical Center (MUMC) back in 2004 to act as the managed care/finance vice president. Maggie became the COO in 2005 before finally assuming the presidency and CEO of memorial Health in 2011. Gill is charged with providing leadership to all vice presidents, senior vice presidents and physician leaders.

Maggie used to be the CFO of Tenet South Florida Health System, a position she stayed in for 5 years. She is an alumnus of Florida State University where she graduated with a bachelor’s honors degree. She was then awarded an MBA from Saint Leo University, Florida.

Why Handy Inc. Has Opted To Make a Complete Operational Overhaul to Increase Profitability

2016 has been a challenging year for Oisin Hanrahan. As CEO of Handy, Inc. he has constantly dreaded showing up for meetings on Tuesday mornings. His PowerPoint presentation on Handy’s latest product upgrade was not going as planned. His visionary plan on shifting from the manual to the online on boarding process had met unexpected challenges which ultimately contributed to low enrollment numbers.

Rather than champion for a systematic upgrade from one market to another, Oisin had insisted on a complete overhaul of company operations which did not sit well with the Board. According to Umang Dua, the program was not equipped enough to finish the application process without human assistance. However, the duo opted to conduct a test run on specified markets to gauge its accuracy in Washington, D.C. and Miami. The co-Founders also had a monumental task of selecting the most appropriate time to enroll the program on Handy’s markets. Making such a decision was crucial especially with the upcoming $ 50 million venture capital funding.

Financial Status

Having raised over $ 110 million from capital funding, Handy’s Founders (https://www.handy.com/) deemed it necessary to expedite the expenditure process as a means of gaining the competitive advantage over its rivals. Market penetration and growth became the top priorities of the company. An unexpected departure by Homejoy, Handy’s primary competitor, brought an unprecedented upturn of events. With their departure, Handy diverted all their attention and resources to meeting the needs of its suddenly large client base.

Before reestablishing its former glory, Handy has had to address several customer complaints projected by low ratings. Clueless cleaners and last-minute cancellations had negatively impacted the company’s growth. The home cleaning service provider opted to outsource the calling services to experienced centers based in Florida to effectively revamp the public relations department. Such a move has proven to be beneficial with an increase in positive feedback from customers. However, Handy had to make the toughest decision by laying off over 100 in-house customer service agents to cut down on operating costs.


Christanna Bevin Makes Managing Look Easy

Christanna Bevin has experience in various areas of the business world. In all fields that she has worked in she has been a success. She went to school at the Australian Institute of Business and in 2015 she graduated with a masters in Business Admiration. She then went on to work as the site administrator for the company Stork for a period of 6 months. She has worked as a contact administrator for the UGL Limited corporation from July 2003 until December 2003. Because she is always looking for a way to make herself better, she has started to make progress in the engineering sector for a cost engineer. While she worked in this sector, she was involved in the care of various pipe racks as well as generation of power. Once she was involved in this area, she opted to take the promotion to control manager. While in this sector, she was involved in the delivery and commissioning contracts that are involved in the business. She also implemented the use of Alcoa PEU.

Working in the USA has not left Christanna limiting herself in this area of her career. She has visited and stayed in various areas around the world. She has worked as a specialist in many sectors and in 2005, Christina Bevin made the move to Western Australia in order to work for the Kellog Brown and Root company as a Senior Project control specialist. In a few short months of working there, she was offered a job at another business where she would review existing contract, monitor the cost and planning and preparing of the improvements made to the Olympic Dam Site.

In August of the year 2007, Christanna relocated into the country of Bulgaria. Here she worked as the project control manager once more for the Chelopech Mining EAD. She was in charge of the control for the projects, the managing of contracts and commercials with the aid of the team of only 9 personnel. She worked in the auditing and data interrogation systems for the business. In December 2009 she left after servicing them for 2 years and 5 months.


Ricardo Tosto: Transforming the legal system in Brazil

The legal system and its operations could be frustrating sometimes. If you are talking a country like Brazil, the situation can’t get worse. With thousands of pending cases, inhuman workload and prolonged waiting, the legal system in this country has reached its breaking point where people would like to settle out of the court just to avoid the harassment. However, the situation is changing to a positive side with new amendments in the legal framework, new law schools and a few charismatic lawyers like Ricardo Tosto.

The present Brazilian law in effect is derived from Portuguese, French, Italian and German Civil law which is based on statutes and more recently súmula vinculin, the rule set in a prior legal case and governed by the Federal Constitution aka supreme law which is in force since 1988. There are hundreds of law schools in Brazil and a course in law is considered as a prestigious opportunity for the students. It takes almost five years to complete the law course in the law school, and the students need to pass the examination of Bar Association Council before they can commence law practice.

As off 2010, there were around 621,885 lawyers in Brazil. They were struggling to cope with case counts. However, the present generation of lawyers with a new drive under the leadership of Ricardo Tosto are now trying to change the situation. Ricardo Tosto completed his Bachelor degree in Law from Universidade Presbiteriana Mackenzie and Extension, Business Administration from Fundação Armando Alvares Penteado. He has been practicing law for more than 25 years, and he has become one of the most noteworthy leaders and strategists in Brazilian legal system. He started his career working in a small law office. But later on, he moved to one of the most prestigious law firms and eventually started his law firm which is now largest in the country.

In addition to defending public personalities and companies, he played an influential role in adopting a number of legal mechanisms that modernized the legal system in Brazil. He was involved with a number high-profile court cases, and he is highly regarded for his expertise and knowledge on the legal framework. He is now mentoring his partners who started as an intern in his firm and regularly provides strategic direction and guidance to deal with cases in the court.

Chris Burch Understands Business

The fashion world is a unique and special environment. The rules of fashion are vastly different than the rules for almost all business areas. The rules of fashion are not carved in stone. Fashion rules are based on whatever is popular. As a result, what was out of fashion one year my make a fashion statement the next year. There are no set rules regarding fashion. The imagination of the fashion designer is in full view for the world to see and enjoy.


Technology is very different than fashion. Fashion has very few rules that are used and even fewer that are followed. However, technology is based on rules. What can be done and not done is based on various scientific and universal methods of operations. This is what makes a pairing of technology and fashion such an interesting concept because the idea of no rules and defined rules meet in one place. Technology is all about establishing what can be done and what cannot be done. Fashion is all about breaking fashion rules to accomplish the next fashion look.


The meeting of technology and fashion has been an ongoing adventure for decades. Various designers have taken the chance to weave aspects of technology into their designs. While the concept is different and far removed from what fashion tends to give the public, the blending of technology and fashion has made for some interesting fashion statements.


Combining the popularity of fashion with the popularity of technology has made numerous fashion designers stand out from the crowd. Some of the fashion statements made with the use of technology have been well received. A businessman who knows a lot about business success is Chris Burch.


The business world is a place where people can bring ideas to the market along with a high level of energy to make extremely popular products or services. Fashion and technology both are areas of the business world that Chris Burch intimately understands from conducting business in both sectors.


Starting back in the mid 1970s, Chris Burch has made great decisions regarding business. He has demonstrated an understanding of business that is well respected by many people in the business world. An investment portfolio that has become famous for the sheer number of business success stories that it contains, Chris Burch is a businessman who understands the core concepts and functions that must be met to make a business successful.



Dherbs.com Helps Save Lives


Dherbs.com is a company whose primary mission is to assist their customers in losing excess weight in a healthy manner. Moreover, Dherbs.com wishes to help customers return to the caliber of health that they once were. In doing so Dherbs offers a variety of cleanses, 10-day cleanses, 10-day colon cleanses, fibroid cleanses, as well as their full body cleanse. The full body cleanse is a 20-day program that promises to rid the body of toxins while rejuvenating and strengthening the body. The full body cleanse also pledges to help skin complexion, the immune system, as well as to normalize bodily functions. This full body cleanse is endorsed by celebrities, such as Steve Harvey and Russ Parr of the Russ Parr morning show.


While Dherbs openly states that their products will not cure any diseases, they believe that the human body can cure itself with the proper tools. The cleanses that Dherbs.com offers can provide customers with those tools. The company’s main mission is to help people take control of their own health while helping people return to nature. Dherbs believes that with their products, people can take responsibility for their own health and be on their way to natural healing.


Dherbs is responsible for the amazing story of Pastor Hosea Collins and his wife. Terrekia Collins’ health was declining and was in desperate need of a kidney transplant. Due to his large size, Pastor Collins was unable to donate a kidney to his wife. That is when Pastor Collins turned to Dherbs, specifically, the full body cleanse. After losing 130 pounds, Pastor Collins was able to donate a kidney to an unknown recipient so that his wife was able to move to the top of the transplant list, essentially saving her life. Pastor Collins credits his weight loss and the consequent kidney transplant that saved his life to the five full body cleanses by Dherbs that he participated in.  See the breakdown of Dherbs.com’s all natural healthy ingredients, and what they could mean for you in the EarthlyBodies.org breakdown.


Maggie Gill’s Climb to the Top: The CEO and President of Memorial Health Care

Maggie Gill, president and CEO of Memorial Health based in Savannah, Georgia, has had quite an illustrious career over the years. After earning her BS degree from Florida State University and Masters from Saint Leo University in Florida, Gill served in many roles in the healthcare industry before being named the president and CEO of Memorial health. Having also completed coursework in strategic thinking and management from the prestigious Wharton School of Business, Gill became a chief financial officer at Tenet South Florida Health system.

Gill began her journey with Memorial Health by serving as the vice president of finance/managed the care of the Memorial University Medical Center (MUMC) in 2004. She was then promoted to Chief Operating Officer in 2005. While serving as CEO, Maggie Gill led many initiatives that expanded clinical services, physician-led Centers of Excellence, and new facilities. After a remarkable year, she became the interim chief financial officer in 2006 where she set and goal and successfully yielded nearly $30 million in annualized cost savings for the hospital. After consistently delivering great results, in 2011, Gill was finally named President and CEO of Memorial Health.

Gill was recently recognized by Becker’s Hospital Review as one of “135 Nonprofit Hospital and Health System CEOs to know.” Memorial Health also earned awards from the Georgia Medical Society as part of its 16th Annual Healthcare Heroes Awards. Memorial Health’s team won seven awards, nominated for six different categories including health care education, health care innovation, institution, community outreach, physician achievement, and allied health professionals.

Although Gill has achieved a tremendous amount of success at Memorial Health, she has no plans to stop anytime soon. She is currently working on a collaboration between Eon Health and MUMC, which together have launched a new Medicare Advantage Plan aiming to serve clients across various counties across Georgia and South Carolina. The partnership is set to begin on January 1, 2017, during open enrollment period, and planning and work for the initiative is already underway. What is critical about this new advantage plan is the amount of savings involved; they will be offering plans that consist of zero-dollar premiums as well as pharmacy benefits. Moreover, they also come with lowered co-pays, which is great news in light of the news of rising premiums over the past year. Other advantages attached to these plans include dental benefits, hospital benefits, hearing benefits, transportation benefits, and member rewards program. By offering benefits across several fields of the healthcare industry, Maggie Gill’s next steps involve increasing healthcare access and focusing on preventative care. With this collaboration between Memorial Health and Eon Health, she is hopeful that many patients benefit from these changes and can lead healthy lifestyles for years to come.